4 Ways to Maximise Returns on GrabPay Card About a year ago, I was working with an events company. And it being an events job, there were times I ended work way past office hours. So whenever that happens, I’m allowed to take a cab/Grab home. At that point in time, I wasn’t using Grab […]
5 Financial Habits I Wish Knew Before Starting Poly 3 years and 4 months ago, I started my Polytechnic life as a Business Studies student at Ngee Ann Polytechnic. It was the start of a very different schooling life compared to secondary school. Wearing your own clothes, bringing a laptop, eating at a food court […]
5 Things I Learnt From Using A Credit Card About 3 months ago, I applied for a credit card. The application process was long because it needed me to have a slot in a university (which I do have) and they had some trouble. Okay but that’s not the point. My application was finally accepted […]
How Many Bank Accounts Do I Have? I was updating my expense tracker and updating my budget when I realise I have 2 different bank accounts. And as far as talking to a few of my friends, they have that one sole account that their parents opened for them when they were in primary school […]
Am I Actually Saving If I Buy A Discounted Item? Background Story So about a week ago, Apple had this promotion where you were able to get FREE AirPods with a purchase of an eligible MacBook or iPad for your education. Additionally, if you top up $60 you can get the AirPods with Wireless Charging […]
How I Saved $770 On Transportation in NS Public Transport… I think as Singaporeans most of us take public transport to commute to school, work or our NS camp! It’s easy and it’s cheap. But what if I told you that I would be saving about $770 during NS by making the right decisions? Interested? […]
Am I Ready To Invest? – 7 Things To Do Before You Invest As of recent (okay maybe not really recently but still), you might have seen news articles talking about how Singapore shares or just shares in general around the world are going up. https://www.businesstimes.com.sg/stocks/singapore-shares-rise-for-sixth-day-in-a-row%C2%A0sti-up-08 https://www.straitstimes.com/business/companies-markets/sti-up-24-on-lifting-of-circuit-breaker-measures And then the thoughts come into mind. Should […]
A Beginner’s Guide to CPF As a curious adulting Singaporean boy, I started reading up about what and how CPF works. I think as Singaporeans we would have heard roughly what CPF is but do we really know why does it exist, how it works and how we can use it?? Here’s a quick brief […]
What is Inflation? Inflation is something we hear maybe a few times every year and we’ll be like “Yeah, inflation is going up and prices are going up”. But really, what is inflation? Investopedia defines inflation as “Inflation is a quantitative measure of the rate at which the average price level of a basket of […]
Importance of Compound Interest So recently I was browsing through Reddit and it kind of amaze me that some people do not know how Compound Interest works. I think it’s something important that we should know as we experience it a lot in our lives. What is Compound Interest? Compound interest (or compounding interest) is […]
